Blogs

Potential Issues that Can Scupper a Mortgage Application

For many people, getting a mortgage is an important step towards home ownership. However, lenders will scrutinise applications carefully, and there are several issues that could potentially ruin your chances of being accepted. Being aware of these pitfalls can help you avoid them when applying.

Poor Credit History

One of the biggest obstacles is having a poor credit history. Lenders will check your credit file and look for any late repayments, missed payments, defaults, CCJs or bankruptcy. Even one or two minor blips could ring alarm bells, as it suggests you may struggle with...

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Liv Butler

Liv Butler

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A Smoker’s Guide to Choosing the Perfect Vape Starter Kit

Authored by Ellie Green
Posted: Mon, 12/23/2024 - 10:36am

Use our expert tips for finding the best vaping starter kits when transitioning from smoking. We cover all the basics and offer in-depth guidance.

A Comprehensive Review of the OPPO Find X8

Authored by David Banks
Posted: Fri, 12/20/2024 - 10:31am

OPPO, a leading smartphone manufacturer, is renowned for its innovative technology and premium design, particularly through its flagship Find X series. Th Find X lineup represents OPPO's flagship models, offering cutting-edge features and design. This series has consistently set industry standards since its inception in 2018. The OPPO Find X8 , the latest model, showcases advanced features such as a state-of-the-art camera system developed with Hasselblad and integrated AI capabilities. Positioned as a high-end model in Malaysia, the Find X8 caters to tech enthusiasts and users seeking...

What Is Shiba Inu in Crypto?

Authored by David Banks
Posted: Fri, 12/20/2024 - 8:14am

Shiba Inu, often called the “Dogecoin killer,” has become one of the most talked-about cryptocurrencies since its launch in 2020. Inspired by Dogecoin's viral success, Shiba Inu positions itself as a meme-based cryptocurrency with a passionate community.

With its playful branding and a rapidly growing user base, Shiba Inu has captured the attention of both new investors and seasoned traders. Its popularity has made it widely available on major crypto exchange platforms and accessible to anyone interested in meme coins. This article explores Shiba Inu's origins, purpose, and place...

Unique ways to entertain guests

Authored by David Banks
Posted: Wed, 12/18/2024 - 9:29am

Entertaining guests doesn’t have to be a rinse-and-repeat of the same old dinner parties or movie marathons. With a touch of creativity and willingness to try something new, you can create unforgettable experiences at home that everyone will enjoy.

Game nights have been a classic for years, but why not add a twist? Beyond the usual board games and card decks, bring virtual gaming into the mix. Online casino games are a fantastic choice for those who want to try their skill and keep things lively. Betting expert Jake Beasant says that the best Crypto Casinos UK is a new platform...

Embark on the Path to Success through Fully Funded HGV Training

Authored by David Banks
Posted: Tue, 12/17/2024 - 10:42am

In today's world, one should always possess appropriate abilities, which are important for success in the competitive world. Heavy Goods Vehicle (HGV) driver is one of the career choices which is offered to people. It is expensive and time-consuming, but there are some areas where the local government fully finances the HGV license training program. It will be able to assist people in their career path.

With the expansion of transportation and logistics. There is an increase in the demand for HGV drivers. The requirements for these driving positions are increasing day by day. Now...

A closer look at RTP in online casino games

Authored by Simon Wells
Posted: Tue, 12/17/2024 - 9:29am

When playing at online casinos, one term often comes up. It’s RTP, or Return to Player. This simple acronym carries significant weight, influencing how players engage with games and what they can expect in terms of potential winnings. Understanding RTP can make a world of difference in how players approach their favorite slots, table games, or other online casino offerings.

RTP represents the theoretical percentage of all wagered money that a casino game is designed to return to players over a long period. For example, if a game has an RTP of 96%, it means that, on average, it...

Simple Lifestyle Changes for Saving and Making Money Daily

Authored by Val Watson
Posted: Thu, 12/12/2024 - 9:31am

We are all too familiar with the disappointment of failing to meet our savings goals by the end of the month. Sometimes, additional expenses are essential, like repairing appliances, fixing your car, or buying medication for when you feel ill. However, certain purchases can be avoided, and lifestyle changes are most likely needed. You can start with small changes in your routine that can yield substantial results. Let’s discuss how to aim for higher savings or maybe even start earning extra.

Use cash instead of credit/debit cards

Spending money using your bank cards is seamless,...

Step-by-step guide of paying with cryptocurrency

Authored by David Banks
Posted: Thu, 12/12/2024 - 9:28am

Cryptocurrency has been making headlines in recent years and has taken over the financial world. Cryptocurrency has emerged as a logical payment method and a popular option for paying bills. Using crypto for payment in normal life offers unique benefits such as decentralised financial freedom, borderless transactions, lower transaction costs, enhanced privacy, and financial inclusion enabling anyone to participate and access the ecosystem. Whether travelling, paying for goods and services, shopping online, or donating a course, understanding the process of paying using cryptocurrency can...

The Art of Dressing Down: Making a Statement with Baggy Joggers 

Authored by Val Watson
Posted: Thu, 12/12/2024 - 7:00am

In recent years, there has been a significant shift in men’s fashion trends. Gone are the days when a sharp suit and polished shoes were the leading wardrobe-essentials. Nowadays, it’s all about the perfect balance of stylish and comfortable clothing. The rise of the athleisure trend has brought about a new fashion favourite - baggy joggers. Yet, many aren’t quite sure how to make this relaxed item look pulled together. We're here to tell you that you can both relax and impress in these comfortable pants.

Ready for the Runway: Choosing the Perfect Pair

As with any clothing item,...

Why Your Phone Runs Out of Space Faster Than You Think

Authored by Val Watson
Posted: Wed, 12/11/2024 - 9:08am

It happens to the best of us. One moment, you're snapping pictures of a sunset or downloading an app to make your life easier. Next, a dreaded notification appears: "Storage Almost Full." What sorcery is at work here? Why does your iPhone's storage capacity seem to vanish into thin air? The answer lies in a complex interplay of user habits, technology quirks, and hidden culprits.

A Storage Reality Check

Let’s start with the basics. An iPhone advertised with 128 GB of storage doesn’t actually give you 128 GB to play with. A chunk—anywhere from 8% to 15%—is already reserved for the...

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